Liability insurance for dogs protects pet owners from financial loss if their dog injures someone or damages property. Coverage typically includes medical expenses, legal defense fees, court costs, and settlement payments related to incidents such as bites, scratches, or accidental harm. This insurance is especially important for owners of large, strong, or highly active dogs that frequently interact with people. Some homeowners or renters policies offer limited coverage, while standalone plans provide broader protection. Liability insurance for dogs helps safeguard personal assets, minimize legal risks, and provide peace of mind, ensuring you are prepared for unexpected accidents or claims.